Speculator

County:: Hamilton County
County Seat:: No
Area (mi²):: 44.609
State:: New York

Speculator is a village located in Hamilton County, New York. Speculator has a 2025 population of 400. Speculator is currently declining at a rate of -0.25% annually and its population has decreased by -0.99% since the most recent census, which recorded a population of 404 in 2020.

The average household income in Speculator is $82,995 with a poverty rate of 16.2%.The median age in Speculator is 60 years: 54.6 years for males, and 64.8 years for females.

Demographics

The racial composition of Speculator includes 96.14% White, and smaller percentages for Asian, Two or more races and multiracial populations.

Population by Race

Race	Population	Percentage (of total)
White	374	96.14%
Asian	8	2.06%
Two or more races	7	1.8%

Speculator Marital Status

Married

Widowed

Divorced

Separated

Never Married

Economics and Income Statistics

Speculator's average per capita income is $45,313. Household income levels show a median of $63,839. The poverty rate stands at 16.2%.

Families: A family includes the owner or renter of the home along with everyone related to them - whether through birth, marriage, or adoption. This includes relatives like spouses, children, parents, siblings, grandparents, and any other family members.

Households: A household includes all the people who occupy a housing unit (such as a house or apartment) as their usual place of residence.

Non Families: A nonfamily household is either someone living alone or when the owner/renter lives with people they aren't related to, like roommates.

Name	Median	Mean
Married Families	$131,250	-
Families	$117,500	$109,626
Households	$63,839	$82,995
Non Families	$47,292	$46,389

$45,313

Average Income

$63,839

Median Household Income

16.2%

Poverty Rate