12 zips
| Zip Code | City | Population ↓ |
|---|---|---|
| 32404 | Panama City | 40,969 |
| 32405 | Panama City | 29,661 |
| 32444 | Lynn Haven | 21,564 |
| 32408 | Panama City | 18,594 |
| 32401 | Panama City | 18,120 |
| 32413 | Panama City Beach | 14,820 |
| 32407 | Panama City Beach | 14,710 |
| 32409 | Panama City | 10,518 |
| 32466 | Youngstown | 6,167 |
| 32438 | Fountain | 4,858 |
| 32403 | Panama City | 746 |
| 32410 | Mexico Beach | 412 |
The data shown reflect ZCTAs from the US Census. As of 2024, there are 12 ZCTAs in Bay County, Florida (US Census).